What if Identity Theft Happens to You?
What if identity theft happens to you? One in 10 Americans have been the victim of identity theft – so chances are good that it might happen to you someday. Yet, most of us have no idea what to do if identity theft happens to us. If you haven’t already, you might want to invest a few dollars a day in a credit montoring service. That way, if identity theft does strike you, you can get the help you need to identify it and clean it up quickly.
So, you are looking at your credit report and you see an account that is not yours. Or, you have credit monitoring and you see that an account was opened a few days ago without your permission. What do you do now? The first thing to do is to contact all three of the major credit reporting bureaus and let them know that there is fraudulent activity on your account. Tell them that you want an alert on your account, so no new accounts can be opened without contacting you directly. If you have a credit monitoring service, they can assist you with this and also let you know what other steps you can take.
National Credit Report’s credit monitoring services afford you added protection against identity theft and from fraudulent accounts being created under your name. They offer 3-in-1 (known also as Tri-Bureau and Tri-Merge) credit reports to provide you a comprehensive look at your credit history as reported by Experian, Equifax and TransUnion, in addition to credit scores from all three credit reporting agencies. National Credit Report also offers identity theft insurance at no additional charge to its members. This insurance coverage will also reimburse the member up to $25,000, with no deductible, for the costs associated with repairing your damaged credit and clearing your name.
National Credit Report offers a 7 day free trial for anyone who would like to test drive their services. The free trial starts the same day you apply for it and there are no obligations whatsoever. You can choose to end the trial period without being obligated to pay for any kind of services.
The offer actually includes three services: Free Experian Credit Report, Free Experian Credit Score and the actual credit monitoring service. This is the most complete offer on the market and the most cost effective, because getting the three services separate can cost almost double.
The National Credit Report offer includes easy to use services, and applying for this package is fast and simple. You only have to complete a short online application and upon submission your free trial starts immediately.